Emerging Financial Technologies

NAFSA & Emerging Financial Technologies

Advocating for Sovereignty in the Era of Crypto, Blockchain, and Digital Lending

NAFSA has long stood at the forefront of protecting tribal sovereignty in online lending. Today, we are extending that leadership into the next frontier of Indigenous economic empowerment: digital finance.

From cryptocurrency and blockchain to decentralized lending and sovereign regulatory frameworks, tribes are increasingly being called upon to engage in—and defend—their place in the rapidly evolving digital economy.

Why This Work Matters

New technologies are changing how value is stored, transferred, and created. For tribal nations, this represents a powerful opportunity to:
 

  • Assert jurisdictional control over emerging financial systems
  • Launch sovereign crypto, tokenized assets, and digital payment systems
  • Create jobs, attract investment, and build new revenue streams
  • Reduce reliance on gaming and federal funds
  • Protect data sovereignty and tribal assets on blockchain networks
At the same time, these innovations bring legal risks, regulatory gray areas, and potential encroachment from state governments and federal agencies.

That’s why NAFSA is now working to ensure tribal nations:

  • Are protected, represented, and prepared in this new financial era
  • Have the tools, knowledge, and frameworks to regulate digital finance under their own laws
  • Can advocate for national policy that respects sovereignty in crypto and blockchain domains

How We’re Leading This Work

  • Research & Policy Advocacy: NAFSA is analyzing federal and state crypto regulations for tribal implications and engaging policymakers to protect tribal interests.
  • Legal Strategy Development: Supporting tribal nations in crafting crypto and blockchain laws that reinforce sovereignty and create legal clarity.
  • Tribal Member Education: Providing technical assistance and educational opportunities for tribal leaders, regulators, and compliance professionals.
  • Annual National Convening: Hosting the Native Finance Summit, where tribes lead the conversation on emerging financial technologies.

Join NAFSA: Advocate. Innovate. Protect Sovereignty.

As the national 501(c)(6) trade association for tribal financial services, NAFSA invites all tribal governments and tribally owned financial enterprises to become members. Gain access to policy updates, legal resources, exclusive trainings, and a national voice in shaping the future of tribal finance.

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