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Terms of Service & Privacy Policy

NAFSA Terms of Service

Effective Date: July 1, 2025

The Native American Financial Services Association (“NAFSA,” “we,” “our,” or “us”) is a 501(c)(6) nonprofit trade association. By accessing or using the website located at https://nativefinance.org (“Site”), you agree to be bound by these Terms of Service (“Terms”) and all applicable laws and regulations. If you do not agree with these Terms, you must not use this Site.

1. Website Services

NAFSA provides this Site for the following purposes:

  • General public information and organizational updates
  • Online registration for NAFSA-sponsored events, including the Native Finance Summit
  • Membership applications and dues payments for organizations, companies, and tribal entities
  • Management of user accounts and payment details, including recurring billing options

2. Membership Applications and Recurring Payments

When you apply for membership through this Site, you agree that:

  • Membership is subject to NAFSA’s review and approval.
  • Upon approval, your payment method will be charged for the selected membership dues.
  • Your membership will automatically renew each year on your anniversary date, and your card will be charged the applicable renewal rate unless you cancel in writing at least 30 days prior to renewal.
  • You authorize NAFSA and its third-party payment processor to securely store and process your payment information for this purpose.

NAFSA reserves the right to adjust membership rates with notice before the next renewal cycle.

3. Event Registration, Exhibitor, and Sponsorship Purchases

You may register through the Site for NAFSA-hosted events, including the Native Finance Summit. By doing so, you agree to:

  • Pay the full registration, exhibitor, or sponsorship fee as posted at the time of registration.
  • Submit payment through our secure third-party payment processor.
  • Acknowledge that space for exhibitors and sponsorships is limited and assigned on a first-come, first-served basis.

Refund and Cancellation Policy:

  • Refund requests must be submitted in writing by deadlines posted on the event registration page.
  • No refunds are guaranteed after that deadline unless approved by NAFSA at its sole discretion.
  • Registrations are non-transferable unless approved in writing.
  • NAFSA reserves the right to modify or cancel events and will offer substitutions, credits, or refunds if appropriate.

4. User Accounts and Responsibilities

If you create an account on our Site, you are responsible for:

  • Maintaining the confidentiality of your login credentials
  • Providing accurate, complete information
  • Updating any changes to your contact or payment information

You may not use the Site for any unlawful or unauthorized purpose.

5. Use License

You are granted a limited, revocable, non-exclusive license to access and use the Site and materials for personal, non-commercial purposes. Under this license, you may not:

  • Modify, copy, or distribute materials
  • Use content for commercial purposes without written permission
  • Attempt to reverse engineer any software
  • Remove copyright or proprietary notices
  • “Mirror” materials on other servers

This license terminates automatically if you violate these terms.

6. Disclaimers

All materials on the Site are provided “as is.” NAFSA makes no warranties, express or implied, regarding accuracy, reliability, or suitability of content or services.

7. Limitation of Liability

In no event shall NAFSA or its representatives be liable for any direct, indirect, incidental, or consequential damages arising out of or related to your use or inability to use the Site, even if advised of such damages.

8. Third-Party Links

Our Site may contain links to external websites. NAFSA is not responsible for the content or practices of such websites. Use of third-party links is at your own risk.

9. Modifications

NAFSA may update these Terms at any time without prior notice. Continued use of the Site following changes constitutes acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict of law provisions.

NAFSA Privacy Policy

Effective Date: July 1, 2025

NAFSA respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, and safeguard data provided through our Site.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email, phone number, mailing address, organization, job title
  • Payment Information: Billing address and credit card details, processed securely by a third-party provider
  • Event Registration Information: Event name, attendee category, dietary restrictions, exhibitor/sponsorship selections
  • Membership Data: Application details, payment history, renewal status
  • Technical Data: IP address, browser type, pages visited, referring links (via cookies or analytics tools)

2. How We Use Information

We use collected data to:

  • Process membership applications and renewals
  • Register users for events and track participation
  • Manage exhibitor and sponsorship purchases
  • Communicate confirmations, receipts, invoices, and updates
  • Improve our website functionality and member services
  • Comply with legal obligations

3. Membership Renewals and Recurring Billing

By applying for membership, you consent to:

  • Store your payment method securely for automatic renewals
  • Charge your account annually on your membership anniversary date
  • Be notified in advance of any renewal charge
  • Cancel future renewals by providing written notice at least 30 days prior to your renewal date

4. Event and Summit Registrations

When you register for the Native Finance Summit or other NAFSA-hosted events:

  • We collect data needed for attendee identification, communication, and planning
  • We may use this data to share pre- or post-event communications
  • Exhibitor and sponsor data may be shared with vendors for logistical purposes (e.g., booth setup)

5. Sharing of Information

NAFSA does not sell or rent your personal data. We may share data only with:

  • Trusted third-party vendors (e.g., payment processors, email service providers)
  • Event partners when required for logistics or compliance
  • Legal authorities, if required by law or to protect our rights

6. Cookies and Tracking

We may use cookies to improve your experience and understand website usage. You may disable cookies through your browser settings, though doing so may limit functionality.

7. Data Retention

We retain personal data only as long as needed to fulfill the purposes for which it was collected, or to comply with legal, accounting, or reporting obligations.

8. Security

We use SSL encryption, access restrictions, and secure third-party payment systems to protect your information. While no system is fully secure, we work to ensure reasonable safeguards are in place.

9. Children’s Privacy

Our Site is not intended for children under age 13. We do not knowingly collect data from minors.

10. Your Rights

You have the right to:

  • Access and update your personal information
  • Request deletion of your data
  • Opt out of promotional communications
  • Cancel your membership or registration

To exercise these rights, contact us at: privacy@nativefinance.org

11. Updates to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a new effective date.

Contact

Native American Financial Services Association (NAFSA)
Website: https://nativefinance.org
Email: privacy@nativefinance.org

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