Despite Funding Questions, CFPB to Continue Work During Government Shutdown

The Consumer Financial Protection Bureau (CFPB) told staff earlier this week that it will continue to operate, even though the government is shut down as lawmakers are at an impasse regarding the budget. Since the watchdog agency’s funding is not set by Congress through annual appropriations, their funding would not be affected if Congress fails to agree on spending legislation.

“CFPB will continue operations in the event of a shutdown, even though some other parts of the federal government would be affected,” wrote Chief Operating Officer Adam Martinez in an email, according to Reuters. “Therefore CFPB employees should plan to report to work as usual on Wednesday, October 1, 2025.”

President Donald Trump took control of the CFPB earlier this year, which has led to a reduction in its activity under acting Director Russell Vought. Officials have sought permission in courts to cut most of the Bureau’s staff after its funding source was deemed constitutional in court. 

However, the CFPB is facing a funding crunch due to recent funding limits imposed by Congress, and has warned staff that positions could potentially be eliminated. As funding dries up, the agency has started to plan for furloughs.

Media reports note that CFPB representatives did not immediately respond inquiries seeking comment on the call to continue operations in the wake of a government shutdown.