Apr 1, 2026 | Congressional Legislation, News
Lawmakers Introduce Bipartisan Bill Targeting Credit Repair Scams Sens. Chris Coons (D-Del.) and Lisa Murkowski (R-Alaska) recently introduced bipartisan legislation aimed at cracking down on fraudulent credit repair practices that exploit financially vulnerable...
Jan 27, 2026 | Banks & Credit Unions, Congressional Legislation, News
Analysis Warns 10% Credit Card Rate Cap Could Cut Off Credit Access for 159 Million Consumers A new analysis from the American Banking Association examining the impact of a federal 10 percent APR cap on credit cards finds that the policy could sharply reduce consumer...
Jan 21, 2026 | Congressional Legislation, News
Senate Banking Committee Delays Crypto Bill Markup After Industry Support Fractures Senate Banking Committee Chair Tim Scott postponed a planned committee markup of sweeping cryptocurrency market structure legislation, abandoning plans to hold a vote last week amid...
Jan 14, 2026 | Congressional Legislation, Federal Regulation, News
President Trump Calls for One-Year 10% APR Cap on Credit Card Interest Rates Last week, President Donald Trump called for a one-year cap on credit card interest rates of 10 percent, reviving a campaign pledge that immediately drew sharp criticism from banking trade...
Oct 28, 2025 | Congressional Legislation, News
Government Shutdown Puts Senate Consideration of Clarity Act on Hold With the U.S. Senate currently focused on issues surrounding the government shutdown, it is running out of time to consider bills related to the regulation of the crypto market. For example, the...
Jul 22, 2025 | Congressional Legislation, FinTech, News
Trump Signs First Major Cryptocurrency Bill Into Law Last week, President Trump signed the GENIUS Act, making it the first major cryptocurrency bill to become law. The legislation establishes a regulatory framework for stablecoins, which are dollar-backed digital...
