Aug 7, 2025 | Federal Regulation, FinTech, News
SEC Chair Lays Out Pro-Crypto Plans Paul Atkins, Chair of the Securities and Exchange Commission (SEC), recently revealed plans to overhaul capital market regulations to support both cryptocurrencies and blockchain-based trading. He laid out several pro-crypto plans,...
Aug 5, 2025 | Federal Regulation, News
CFPB to Rewrite Open Banking Rule In a recent court filing, the Consumer Financial Protection Bureau (CFPB) revealed that it plans to rework a U.S. open banking rule aimed at establishing industry-wide standards for data sharing between banks, fintechs, and consumers....
Jul 30, 2025 | FinTech, News
4 in 10 Consumers Would Not Make Purchase if BNPL Were Not Available A recent PYMNTS Intelligence report, “Decoding BNPL Users: Necessity, Convenience and Risk Signals” examines consumer behavior and preferences regarding buy now, pay later (BNPL), which has become...
Jul 24, 2025 | Financial Literacy, News
46% of Americans Carry Credit Card Balance and 23% Don’t Think They Will Ever Pay it Off A recent Bankrate survey found that 46 percent of Americans carry a credit card balance month to month, and 23 percent believe they will never get out of credit card debt. A...
Jul 22, 2025 | Congressional Legislation, FinTech, News
Trump Signs First Major Cryptocurrency Bill Into Law Last week, President Trump signed the GENIUS Act, making it the first major cryptocurrency bill to become law. The legislation establishes a regulatory framework for stablecoins, which are dollar-backed digital...