Mar 25, 2026 | Federal Regulation, News
FDIC Signals Potential Guardrails for Banks Using Public Blockchains The Federal Deposit Insurance Corporation (FDIC) is considering new guardrails for how banks engage with public, permissionless blockchains, signaling a shift toward a more structured regulatory...
Mar 18, 2026 | Federal Regulation, News
Judge Orders CFPB to Continue Requesting Federal Reserve Funding A federal judge in California ruled that the Consumer Financial Protection Bureau (CFPB) unlawfully refused to request funding from the Federal Reserve, delivering another legal setback to Trump...
Mar 11, 2026 | Federal Regulation, News
Oregon Legislature Votes to Opt out of DIDMCA Interest Rate Export Provisions Lawmakers in Oregon last week approved House Bill 4116—which opts the state out of a provision in the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA)—...
Mar 4, 2026 | Federal Regulation, News
Judges Grapple With Whether Trump Administration Can Gut CFPB Workforce A federal appeals court hearing this week underscored the deep legal stalemate over whether the Consumer Financial Protection Bureau can dramatically shrink its workforce under the Trump...
Feb 25, 2026 | Federal Regulation, News
White House Council of Economic Advisers: CFPB Rules Cost Consumers Up to $369 Billion A new report from the White House Council of Economic Advisers (CEA) claims that regulations issued by the Consumer Financial Protection Bureau (CFPB) have cost consumers between...
Feb 18, 2026 | Banks & Credit Unions, Federal Regulation, News
Citi CFO Warns 10% Credit Card Rate Cap Would Disrupt U.S. Economy Speaking at an investor conference, Citi’s head of U.S. personal banking and incoming Chief Financial Officer, Gonzalo Luchetti, warned that a proposed 10 percent federal cap on credit card interest...
Feb 11, 2026 | Federal Regulation, News
CFPB Tightens Complaint Portal Rules for Credit Report Disputes Last week, the Consumer Financial Protection Bureau (CFPB) added new requirements to its consumer complaint portal for credit reporting disputes, directing consumers to first file disputes with credit...
Feb 4, 2026 | Federal Regulation, News
Trump Nominates Former Fed Governor Kevin Warsh to Lead Federal Reserve as Powell’s Term Nears End President Donald Trump announced last week that he has selected former Federal Reserve Governor Kevin Warsh to serve as the next chair of the Federal Reserve, once...
Jan 27, 2026 | Banks & Credit Unions, Congressional Legislation, News
Analysis Warns 10% Credit Card Rate Cap Could Cut Off Credit Access for 159 Million Consumers A new analysis from the American Banking Association examining the impact of a federal 10 percent APR cap on credit cards finds that the policy could sharply reduce consumer...
Jan 21, 2026 | Congressional Legislation, News
Senate Banking Committee Delays Crypto Bill Markup After Industry Support Fractures Senate Banking Committee Chair Tim Scott postponed a planned committee markup of sweeping cryptocurrency market structure legislation, abandoning plans to hold a vote last week amid...
